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How much can be borrowed against a villa from ₹1.72 crore?

Autumn Luxury Villas starts at ₹1.72 crore. An 80 percent loan on that start is about ₹1.376 crore, so the cash beside it is about ₹34.4 lakh before duty. The 4 BHK is a larger price.

Autumn – Luxury Villas, Thummaloor, Hyderabad — Autumn – Luxury Villas · Thummaloor, Hyderabad

The starting price is not the price of every villa

A home loan for a villa in Hyderabad has to begin from a stated price. Autumn Luxury Villas at Thummaloor publishes ₹6,999 per sq. ft and a start of ₹1.72 crore. Eighty percent of ₹1.72 crore is ₹1.376 crore. The cash beside that loan is about ₹34.4 lakh, before stamp duty and charges. That picture belongs to the starting price. It should be read with the 3,035 sft plan until the price sheet says otherwise.

The 4 BHK is 4,035 sft. At the same rate of ₹6,999 per sq. ft, the agreement is larger, in the region of ₹2.82 crore before rounding and charges. A loan planned on ₹1.72 crore will not fund that plan. A bank may also value the villa below the agreement, and it may fund less than 80 percent. The sanction has to name the plan: 3,035 or 4,035 sft, on 267, 300 or 400 square yards.

What the borrowing is against

The security is a duplex and the plot under it, in a community of 182 villas on 23 acres, with a published clubhouse of 30,000 sft. The page lists the project as HMDA Approved. The gate is Thummaloor. Exit 14 at Tukkuguda is about 15 minutes, and the airport about 25 minutes. Those facts help a buyer decide whether the house is the right one. They do not tell the bank what rate or what percentage to offer.

3,035 sftThe plan that belongs with the ₹1.72 crore starting label.
4,035 sftA larger agreement at the same rate. It needs its own loan figure.
About ₹34.4 lakhTwenty percent of ₹1.72 crore, before duty, if 80 percent is funded.
ValuationThe bank may lend against its value, not against the brochure.

Points worth keeping

₹1.72 crore is the starting label, not the price of the 4,035 sft villa.
Eighty percent of that start is about ₹1.376 crore only if the bank agrees.
Duty, valuation and the larger plan can all increase the cash required.

Sizes, approvals, and rates in this note are the ones printed on the project page.

How much can be borrowed against a villa from ₹1.72 crore?

The starting price is not the price of every villa

What the borrowing is against

Points worth keeping

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